Budget Mastery Programs Built Around Your Real Life
We've spent years working with people who felt overwhelmed by finances. Not because they weren't smart enough — they just needed someone to explain things in a way that actually made sense.
Our programs started in 2023 with a small group in Chiang Mai. By 2025, we're teaching practical budget automation to individuals and small business owners across Thailand. No fluff, no confusing jargon. Just clear steps you can follow.
Damien Kowalski
Damien teaches our foundational courses. He's been helping people get their finances organized since 2019, working mostly with freelancers and remote workers.
His approach is straightforward. He shows you how to set up systems that run themselves so you're not manually tracking every expense. Most of his students say they finally feel like they're in control.
Lars Bergstrom
Lars handles our business-focused programs. He ran his own consulting firm for twelve years before joining us in 2024.
He gets the challenges small business owners face. Cash flow issues, seasonal income fluctuations, planning for growth without overextending. His sessions include real examples from businesses he's worked with, which helps make the concepts click.
Nina Harrington
Nina leads our advanced strategy sessions and one-on-one mentorship. She's been in financial planning since 2016 and brings a level-headed perspective to everything.
She's particularly good at helping people who already understand the basics but need guidance on bigger decisions — like whether to expand, how to plan for major purchases, or restructuring their approach entirely.
Questions People Actually Ask
We organized these by where you might be in your journey. Some of you are just looking around. Others are ready to commit but want to know what happens after.
Before You Enroll
No. If you can use a spreadsheet and follow along with instructions, you'll be fine. We've had English teachers, graphic designers, and cafe owners go through our programs successfully.
Our main cohort for 2025 begins in September. We also run smaller intensive workshops in November and February 2026 for people who want something shorter.
Yes, within the first two weeks. We want people who actually want to be there. If it's not a fit, we'd rather part ways early.
During The Program
About three to four hours. Two hours for the live sessions and another hour or two working through exercises on your own. Some people need more time at the beginning while they get comfortable with the tools.
All sessions are recorded. You can watch later and ask questions in our group forum. We also hold monthly catch-up sessions where you can get personalized help if you've fallen behind.
Yes, twice during the program. You submit your setup, and one of our instructors reviews it with specific suggestions. The goal is to catch mistakes early before they become habits.
After You Complete
Yes, permanently. You also get updates when we refresh content or add new modules. We updated our automation templates in early 2025 and everyone who'd taken the course got access.
Absolutely. Our alumni community stays active, and instructors check in regularly. Plus, you can book one-on-one sessions with Nina if you hit a roadblock or want to discuss a specific situation.
We host quarterly workshops on topics like tax planning, investment basics, and business scaling. Alumni get discounted rates. Some people come back year after year as their situations change.
How We Actually Teach This Stuff
Our approach is pretty simple. We don't lecture for hours or make you memorize theory. Instead, we walk you through building your own system, step by step, with real examples and practical checkpoints along the way.
Start With Your Current Reality
We begin by mapping out where your money actually goes right now. Not where you think it should go — where it really goes. This usually takes people by surprise. But you can't fix what you don't see.
Set Up Automated Tracking
Then we configure your tools to track everything automatically. No more manually entering transactions or keeping receipts in a shoebox. The system does the heavy lifting, and you just check in once a week.
Build Your Budget Framework
Once you see your patterns, we create a budget that fits your life. Not some rigid plan that feels like punishment. A framework that adapts when unexpected expenses come up — because they always do.
Test and Adjust With Guidance
You run your new system for a few weeks, and we review what's working and what isn't. This is where the real learning happens. We troubleshoot problems together and refine your approach until it feels natural.
Plan for Growth and Changes
Finally, we look ahead. How does your system handle income changes, major purchases, or business expansion? We build flexibility into your setup so it grows with you instead of breaking when circumstances shift.
Ready to Get Your Budget Under Control?
Our September 2025 cohort opens for enrollment in July. If you want to join or have questions about which program fits your situation, reach out. We're happy to talk through options before you commit.